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Our Investing Principles

May 13, 2024.

Below is a list of some of our investing principles.  This list will likely grow over time.

(Note: some of these principles are direct quotes from successful investors, but we did not specifically cite them here)

  • The 1st rule of investing is to not lose money.
  • The 2nd rule of investing is to remember Rule #1!
  • Investing is simply laying out money now to get back more in the future.
  • Investing is most intelligent when it’s most businesslike.
  • Investing requires special attention to taxes, fees and inflation, as they can significantly affect net return.
  • Make investment decisions from a long-term perspective.
  • Technical analysis (or charting) has little to no use/utility.
  • Don’t try to time the market.
  • Broad market and economic forecasts are generally useless.
  • Buy cheap and invest in areas that you thoroughly understand.
  • Base decisions on things that are both important and knowable.
  • Always try to avoid making decisions based on speculation or broad assumptions.
  • Rather than aiming to hit home runs, try to minimize making dumb mistakes.
  • When everyone is talking about the same thing, it’s usually the wrong thing to focus on.
  • Oftentimes, it’s appropriate to be fearful when others are greedy and greedy when others are fearful.
  • Maintain an independent mindset and avoid Wall Street fads, noise, and sensationalism.
  • The stock market is there to serve you, not instruct you.
  • The real money isn’t made in the buying or the selling, but in the waiting.
  • New technologies are inherently difficult to predict, and thus more challenging to invest in.
  • Volatility is not something to be feared, but rather, something to be taken advantage of.
  • Investing, as in life, is never guaranteed or certain.
  • Never use margin, or if you must, use it very minimally.
  • Live below your means so you can save, invest, and live comfortably.
  • Never become overconfident.
  • A key to investing success is continual learning.
  • Try to be acutely aware of what you know and what you don’t.
  • Great investment opportunities are rare.

 

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The information in this article is general in nature and for informational purposes only.  None of this information is intended to be personalized (and tailored to an individual’s unique circumstances) and should never be construed as specific tax, legal or financial recommendations.  Before making any financial decisions, you are strongly encouraged to first consult with a qualified financial professional.

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The information in this article was produced on a prior date and therefore may not be current, especially in relation to recent changes in laws, regulations or financial conditions.

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