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Investment Management

A Simple, Time-Tested Approach to Investing

Our Process

We’ll first review your investment statements to gain an understanding of what you’ve been invested in, what your historical return has been, & how your investments have been managed. We’ll also review our investment philosophy in more detail with you, in order to make sure that we’re on the same page.

We’ll then discuss your attitudes towards risk and investing (which will be formally documented in your Risk Tolerance Questionnaire).

We’ll discuss other important factors, like your time horizon, income needs and investment goals, so that we can be confident that your investment portfolio will meet your unique needs.

Based on all of this, we’ll recommend a simple yet diversified portfolio for you, one that’s anchored by low-cost ETF’s in order to minimize investment costs and maximize efficiency.

Complete detail of all recommended investments (along with the rationale behind them) are then outlined to you in a document called your Investment Policy Statement.

If you’re agreeable to our recommendations and would like us to manage your investments on your behalf, we’ll begin the implementation process by transferring your funds to our custodian (Charles Schwab).

For clients transferring existing portfolios, we are careful to minimize
potential capital gains and always mindful of legacy & concentrated positions. For those investing new cash, we utilize a dollar cost averaging approach in order to dampen the potential effects of market volatility.

Once your investment portfolio has been implemented, we’ll monitor your
performance on a regular basis, rebalancing and making adjustments when
your needs or market dynamics change.

Our Software

We use Fund Count investment reporting software to help us holistically present the complex wealth of our clients in a simple and intuitive manner. Every aspect of a client’s wealth (form illiquid assets to built-in capital gains) can be displayed in a completely customizable format. Our comprehensive reporting capabilities result in improved visibility so that you can make more informed financial decisions and better prepare for what lies ahead.